Online payments? Find out how to keep your data and money safe

Digitization is everywhere around us and online payments have simplified and optimized our lifestyle. However, some of us are still skeptical about the security of personal data and money.

It is very important to know what to pay attention to when they buy online or make certain payments, just to avoid exposure to risk.

Find out how to keep your data and money safe

We are increasingly used to the use of the technology that surrounds us with maximum capacity and so many of us have discovered life without money. It is much easier to always have the two necessary and sufficient elements for any payment process: the paper and the phone (in the case of the smartphone).

But the fear of those who avoid online payments start from certain risks in the market, which is why it is good to be informed when choosing to integrate 100% digitization into your financial life.

Use your technology verified and constantly updated

For the telephone payments, it is good not to ignore the updating notifications of the operating system (software updates). Specialists constantly work to improve market products to protect personal data and money security, so it is good to have the latest version of the software for new features. In addition, take care of the security code of telephone and banking applications installed on the phone. Believe me, you wouldn’t want someone to know and use them.

Another important aspect to keep in mind are the management of your banking cards, the so -called wallets. More specifically, they are applications similar to a card organizer where you can all have in one place. But it is good to know how sure they are, in order not to be surprised to copy your information on paper and endanger your money.

Check the link link on which it makes a payment or shopping

To verify the authenticity and safety of the site you are in, it is good to follow the URL connection. In particular, it must start with the HTTPS letters and have a closed block. This is the confirmation that you are on a verified «earth» and your personal data and money are safe.

Another way to verify the accuracy of the site is that, for the beginning (at least one or two), be a refund. It is a recommendation especially for the sites you buy for the first time.

Connection to WiFi and Bluetooth

To avoid exposing your personal data, it is ideal to use your Internet (mobile data) when accessing your bank account, use bank applications or you want to make purchases and payments online.

More specifically, the connection to a public wifi network can allow the interception of traffic by third parties, and therefore obtain possession of banking information.

The security of personal data and money via e-mail

Pay close attention to the notifications and requests you receive via e-mail, with financial color (requests for updating banking) or unknown files.

Keep in mind that banks will never send you messages to other sites for updates on personal identity, accounts, paper number, expiry date, PIN or other products and banking services.

Online transactions safety without paper

Even when you opt for ATM withdrawals without a card, you have to be very careful with the security elements implemented on the phone, but also with the place where your physical card is held safely. Being so easy to get used to this payment system, you can easily ignore the fact that you can lose your card and reach someone else’s hands. And you realize this aspect too late.

The adaptation to all the technology that surrounds us is a good thing, but it is precisely the rhythm of alert of digitization and the variety of tools can create vulnerability and factors that disturbs our attention. Follow our previous advice to keep your data and money safe.